Let's Guide You Home
Simple, step-by-step clarity
Buying a home in Southeastern New Brunswick should be an exciting milestone, not a source of stress. This guide is designed to provide you with the clarity and confidence you need to navigate the local market, offering a transparent roadmap from your first search to the moment you hold the keys to your new life.
Why Cathy Conway?
Local Expertise
Deep-rooted knowledge of Southeastern New Brunswick markets ensuring you find the right home at the right value.
Transparency
Honest guidance and clear, step-by-step updates so you always know where you stand in the process.
Negotiation Skills
Strong advocacy at the table to protect your interests and secure the best possible terms for your new home.
Your Best Life
A buyer-centric focus beyond just the transaction, helping you build the life you've envisioned in New Brunswick.
Getting Started
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Clarify Your Needs
Get Financially Ready
Get Pre-Approved
Identify your must-haves versus nice-to-haves to focus your search on homes that truly fit your lifestyle.
Review your savings for a down payment and shutting costs to ensure a smooth transition into homeownership.
Speak with a lender to determine your budget, making you a stronger, more confident buyer in today's market.
Finding Your Home
Exploring neighborhoods and viewing homes is an exciting stage. Together, we’ll find a space that truly fits your life in Southeastern New Brunswick.
Curated listings tailored to your goals.
Private showings arranged at your convenience.
Honest, direct feedback on every property.
Market insight on neighborhood trends.
Making an Offer
When you've found the home that feels right, it's time to take action. I walk you through every nuance of the offer process, ensuring your interests are protected and your strategy is sound.
Offer Price & Terms
Strategic valuation
Conditions (Financing, Inspection, etc.)
Ensuring your protection
Deadlines & Timelines
Staying on track
Negotiation Strategy
A reasoned approach
The Closing Process
Once your offer is accepted, the final steps toward homeownership begin. This part of the journey is about crossing the T's and dotting the I's. I'll be right there to ensure everything moves forward calmly and clearly, coordinating with all parties to make sure you're ready for the big day.
Final Inspections & Conditions
We'll coordinate the home inspection and any other required assessments to ensure the property meets all agreed-upon conditions before proceeding.
Working with Your Lender
You'll finalize your mortgage details with your lender to ensure all financing is in place and the funds are ready for the transfer.
Legal Documentation
Your lawyer will handle the title search, deed transfer, and adjustments. You'll meet with them shortly before closing to sign the final paperwork.
Closing Day
The keys are handed over! We'll perform a final walkthrough of your new home to ensure it's in the same condition as when you made the offer.
Buyer Resources
How long does buying usually take?
What down payment do I need?
The timeline varies, but typically it takes 30 to 90 days from starting your search to closing. Market conditions and your specific needs will influence the exact speed.
In Canada, the minimum down payment is 5% for the first $500,000 of the purchase price. For homes over this amount, the requirements shift slightly higher.
What extra costs should I expect?
How many homes do most people see?
Beyond the down payment, plan for closing costs like land transfer taxes, legal fees, and home inspections, which usually total 1.5% to 4% of the purchase price.
Most buyers view anywhere from 5 to 15 homes before finding the right one. However, with the right strategy, you might find your perfect match much sooner.
What is a home inspection?
Do I need a lawyer to buy a home?
It is a visual assessment of a home's structure and systems by a professional. It helps identify potential issues before you finalize your purchase.
Yes, a lawyer is essential in New Brunswick to handle the transfer of title, review legal documents, and ensure the closing funds are distributed correctly.